{"id":18832,"date":"2022-10-11T17:48:13","date_gmt":"2022-10-11T20:48:13","guid":{"rendered":"https:\/\/www.cofecon.org.br\/?p=18832"},"modified":"2022-10-11T17:48:13","modified_gmt":"2022-10-11T20:48:13","slug":"banco-central-fatura-simplificada-pode-ajudar-a-evitar-endividamento","status":"publish","type":"post","link":"https:\/\/cofecon.org.br\/cofecon\/?p=18832","title":{"rendered":"Banco Central: fatura simplificada pode ajudar a evitar endividamento"},"content":{"rendered":"\n<p><i><span data-contrast=\"auto\">Conselheiro federal Fernando de Aquino fala em mat\u00e9ria da Rede CNT\u00a0<\/span><\/i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Um estudo feito pelo Banco Central do Brasil mostra que simplificar o layout da fatura do cart\u00e3o de cr\u00e9dito pode ser uma estrat\u00e9gia para evitar o endividamento das fam\u00edlias. O destaque de informa\u00e7\u00f5es importantes sobre o pagamento pode incentivar melhores decis\u00f5es financeiras \u2013 entre elas, o pagamento total ou parcial da d\u00edvida.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Para Fernando de Aquino, conselheiro federal e coordenador da Comiss\u00e3o de Pol\u00edtica Econ\u00f4mica do Cofecon, a forma como a informa\u00e7\u00e3o \u00e9 mostrada pode ajudar. \u201cUm outro tipo de layout e apresenta\u00e7\u00e3o dos dados facilitaria o entendimento da opera\u00e7\u00e3o por parte do cliente, principalmente os de menor escolaridade\u201d, explicou\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Ao deixar de pagar a fatura integral, as pessoas est\u00e3o fazendo op\u00e7\u00e3o pelo parcelamento. Contudo, as taxas de juros de cart\u00e3o s\u00e3o as mais caras do pa\u00eds. A m\u00e9dia anual \u00e9 superior a 300%. Aquino \u00e9 a favor de uma regulamenta\u00e7\u00e3o de informa\u00e7\u00f5es repassadas ao consumidor para \u201cevitar esse abuso nas estrat\u00e9gias de marketing\u201d.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Atualmente, segundo Banco Central, 40% da popula\u00e7\u00e3o adulta faz uso do cart\u00e3o de cr\u00e9dito e 30% das d\u00edvidas das fam\u00edlias s\u00e3o relacionadas ao item.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Para conferir a mat\u00e9ria na \u00edntegra, clique neste link ou confira no player abaixo:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"CNT Jornal de 05\/10\/2022 na \u00edntegra\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/gcvZ6Wkw1Ko?start=196&#038;feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>\u00a0<\/p>\n<p><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":18833,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-18832","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"_links":{"self":[{"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/posts\/18832"}],"collection":[{"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18832"}],"version-history":[{"count":0,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/posts\/18832\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=\/wp\/v2\/media\/18833"}],"wp:attachment":[{"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cofecon.org.br\/cofecon\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}